YOUR HEALTH

Medical Plan

You and Powell share the cost of this benefit.  You have the option of three Medical plans, all through BlueCross BlueShield of Texas.  You have the choice of selecting a traditional PPO Plan, or one of two Consumer Driven Health Plans (CDHPs), the Premier and Basic.  All three plans give you access to the same in- and out-of-network doctors and hospitals, prescription plan and preventive care services like yearly wellness exams and well-baby care as well as a $25 copay for Telemedicine with MDLIVE and musculoskeletal rehabilitation with Airrosti.

Not sure which plan to choose?  Check out the Understanding Your Medical Plans video and the interactive selection tool, PLANselect, below. 

New for 2023! 

Getting a health checkup has never been easier!  Powell has partnered with Catapult Health to bring you VirtualCheckup™.  As part of your medical plan, you and your dependents (18 years or older) can do preventative health screenings through a home kit.

Here’s how it works!  Just 7 easy steps to complete your biometric screening and preventive visit all from the comfort of your home.

  1. ORDER YOUR VirtualCheckup™ KIT – Visit Catapult Health to order your kit.
  2. KIT ARRIVES AT YOUR HOME – Everything you need to collect vital information is included.
  3. MEASURE YOURSELF – Check your blood pressure, measure your abdominal circumference, and stick your finger with the easy-to-use spring-loaded lancet.
  4. MAIL RESULTS TO LAB – Pack everything up in the postage paid envelope and drop it in the mail.
  5. SCHEDULE AN APPOINTMENT – When notified that your lab work is complete, schedule an appointment with a Catapult Nurse Practitioner.
  6. COMPLETE HEALTH QUESTIONNAIRE – Answer a few questions about your health history and health behaviors just minutes before connecting with the Catapult Nurse Practitioner.
  7. REVIEW RESULTS AND DEVELOP AN ACTION PLAN – Have a private consultation with a Catapult Nurse Practitioner using your device (phone, computer, tablet), in a place that is comfortable for you.

     

    Powell Medical Plans

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    PPO Plan
    Plan Highlights PPO Plan
    In-Network Out-of-Network
    Powell HRA Contributions Employee Only n/a n/a
    Employee + Spouse
    Employee + Child(ren)
    Family
    Annual Deductible Individual $1,500 $3,000
    Family $3,000 $6,000
    Annual Out-of-Pocket Maximum Individual $3,000 $6,000
    Family $6,000 $12,000
    MDLIVE Telemedicine $25 copay n/a
    Airrosti Musculoskeletal Rehabilitation $25 copay n/a
    Doctor’s Office Visit PCP: $30 Copay Specialist: $50 Copay 50% after Deductible
    Preventative Care Covered at 100% No Deductible 50% after Deductible
    Urgent Care Services 80% after Deductible 50% after Deductible
    Emergency Room Services 80% after Deductible
    Inpatient/Outpatient Services 80% after Deductible 50% after Deductible
    Radiation, Dialysis, Chemotherapy Treatment 80% after Deductible 50% after Deductible
    Outpatient Diagnostic Services CT Scans, Pet Scans, MRI & Nuclear Medicine, etc. 80% after Deductible 50% after Deductible
    Lab Coverage Covered at 100% No Deductible 50% after Deductible
    Premier CDHP Plan
    Plan Highlights Premier CDHP Plan
    In-Network Out-of-Network
    Powell HRA Contributions Employee Only $750
    Employee + Spouse $1,000
    Employee + Child(ren)
    Family $1,500
    Annual Deductible Individual $2,000 $4,000
    Family $4,000 $8,000
    Annual Out-of-Pocket Maximum Individual $4,000 $8,000
    Family $8,000 $16,000
    MDLIVE Telemedicine $25 copay n/a
    Airrosti Musculoskeletal Rehabilitation $25 copay n/a
    Doctor’s Office Visit 80% after Deductible 50% after Deductible
    Preventative Care Covered at 100% No Deductible 50% after Deductible
    Urgent Care Services 80% after Deductible 50% after Deductible
    Emergency Room Services 80% after Deductible
    Inpatient/Outpatient Services 80% after Deductible 50% after Deductible
    Radiation, Dialysis, Chemotherapy Treatment 80% after Deductible 50% after Deductible
    Outpatient Diagnostic Services CT Scans, Pet Scans, MRI & Nuclear Medicine, etc. 80% after Deductible 50% after Deductible
    Lab Coverage 80% after Deductible 50% after Deductible
    Basic CDHP Plan
    Plan Highlights Basic CDHP Plan
    In-Network Out-of-Network
    Powell HRA Contributions Employee Only $500
    Employee + Spouse $750
    Employee + Child(ren)
    Family $1,000
    Annual Deductible Individual $3,000 $6,000
    Family $6,000 $12,000
    Annual Out-of-Pocket Maximum Individual $6,000 $12,000
    Family $12,000 $24,000
    MDLIVE Telemedicine $25 copay n/a
    Airrosti Musculoskeletal Rehabilitation $25 copay n/a
    Doctor’s Office Visit 60% after Deductible 40% after Deductible
    Preventative Care Covered at 100% No Deductible 40% after Deductible
    Urgent Care Services 60% after Deductible 40% after Deductible
    Emergency Room Services 60% after Deductible
    Inpatient/Outpatient Services 60% after Deductible 40% after Deductible
    Radiation, Dialysis, Chemotherapy Treatment 60% after Deductible 40% after Deductible
    Outpatient Diagnostic Services CT Scans, Pet Scans, MRI & Nuclear Medicine, etc. 60% after Deductible 40% after Deductible
    Lab Coverage 60% after Deductible 40% after Deductible


    Medical Monthly Costs
    View Large Table | Download PDF

    Medical Plan PPO Premier CDHP Basic CDHP
    Employee Premiums
    Weekly Semi-Monthly Weekly Semi-Monthly Weekly Semi-Monthly
    Employee Only $69.23 $150.00 $43.15 $93.50 $26.54 $57.50
    Employee + Spouse $125.77 $272.50 $81.00 $175.50 $59.54 $129.00
    Employee + Child(ren) $107.77 $233.50 $72.23 $156.50 $50.54 $109.50
    Employee + Family $158.77 $344.00 $106.15 $230.00 $77.54 $168.00

    Medical Plan Resources

    www.bcbstx.com

    Group #: 079163
    800-521-2227

    www.MDLIVE.com

    Group #: 079163
    888‐680‐8646

    www.Airrosti.com
    Group #: 079163
    800‐404‐6050