On behalf of Powell, welcome to the team!

As a new employee we’re sure you have many questions about your employee benefits.  Below are the answers to common questions from new employees.  If you have a question that isn’t answered here, please contact your HR Department or the Powell Benefit Center at 855-855-7610.



What benefits does Powell offer?

Powell offers a number of benefits designed to protect your health and provide financial security now and in the future.  Here at Powell you have options.  The Benefit Plans available to Powell employees include:

Health Insurance

  • Medical/Prescription Drug
  • Health Reimbursement Arrangement (HRA)
  • Dental
  • Vision
  • Supplemental Health Benefits (Accidental & Critical Illness)
  • Flexible Spending Accounts (FSA)
  • Life Insurance
  • Accidental Death & Dismemberment (AD&D)
  • Disability

Voluntary Benefits

  • Comprehensive Identity Theft Protection
  • Pre-Paid Legal


  • 401(k) Plan

Click on the tabs at the top to see each benefit in more detail.  Also, be sure to check out the Resources page for plan documents and other important information including how to find in-network providers.

When am I eligible for health insurance?

In order to be eligible for health insurance, you must be a regular employee scheduled to work 20 or more hours per week.  Employees are eligible for benefits on their date of hire.  You have 30 days from the date of hire to enroll you and your dependents if eligible into any of Powell’s health plans, and coverage is retroactive to your date of hire.  For information on the various health plans offered by Powell, click here 

What dependents can I cover on my health insurance?

You can cover your dependents on the medical, dental, vision and/or optional life insurance plans as long as they meet any of the following criteria:

  • Your legal spouse
  • Your dependent child(ren) under the age of 26

In order to cover your dependent you must be able to provide a valid social security or tax ID number.  You must also provide approved dependent verification documents.  For a list of approved dependent verification documents click here.  Dependent verification documents must be submitted to the Powell Benefits Center within 30 days of enrolling in coverage.  Coverage for dependents cannot start until the appropriate dependent verification documents are received and approved.  

How do I enroll in health insurance?

You can enroll you and your eligible dependents in the health plans online through Powell’s Employee & Benefits Self-Service system.  The system will guide you through all of the benefits offered to you, including the benefits provided by Powell at no cost to you.  For detailed instructions on how to login and enroll, click here 

If I don’t enroll now, when is the next time I can enroll?

If you don’t enroll within the 30-day new hire enrollment window, you will not be given another opportunity to enroll until annual enrollment unless you experience a life event, such as marriage, divorce, birth of a child, etc.  Annual enrollment is typically held in October each year, but elections don’t take effect until January the following year.  For more information on what is considered a life event and what to do if you experience one, click here 

When can I begin participating in the 401(k) Plan?

You are eligible to participate in Powell’s 401(k) Plan immediately upon hire.  Fidelity Financial is Powell’s 401(k) Plan record-keeper. 

How do I enroll in the 401(k) Plan?

You can enroll right away through Fidelity’s online enrollment site,, but keep in mind it generally takes one week after you are hired for Fidelity to have your employee information in their system.  If you don’t actively enroll through Fidelity’s system, you will be automatically enrolled after 30 days to contribute 2% of your pay to the 401(k) Plan unless you elect otherwise.  Powell will match 50% of the first 7% of pre-tax and/or after tax (Roth) regular and catch-up contributions.  For complete information on the 401(k) Plan, including instructions on how to rollover funds from another qualified plan into Powell’s 401(k) Plan, click here

Benefits Resources:

2024 Benefits Overview Presentation

Understanding Powell’s Medical Plans